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15th October 2021, 13:49 |
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The Rise of Financial Technology (FinTech) in Indonesia
The rapid development of financial technology (FinTech), which involves the delivery of financial services that use the latest technology and innovation is also visible in Indonesia. Stronger smartphone penetration has helped speed up the digitalization of the finance industry further, increasing from 32.6% in 2014 to an estimated 47.6% in 2019. More and more Indonesians are also talking about going cashless and digital transactions are getting more popular. Compared to conventional transactions, digital transactions seem to be more dominating in recent years. Public and online transportation services, electricity bills, food service, and cellphone credit, now can be paid easily through any kind of digital transaction. Now, let's take a quick look at some interesting insights about FinTech in Indonesia. The differences between e-money, e-wallet, and payment gateway Indonesians seem to have embraced cashless transaction wholeheartedly, with a wide range of businesses and services across the city offering them as a payment alternative. Some cashless services refer to themselves as e-wallet, while others say e-money or payment gateway. So, what’s the difference between each of those terms? Read more of this article. |
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